    public static StringBuilder leTxt( String filePath )
    {
        StringBuilder conteudo = new StringBuilder();
        try
        {
            BufferedReader in = new BufferedReader( new InputStreamReader( new FileInputStream( filePath ), "latin1" ) );

            String linha = in.readLine();
            while ( linha != null )
            {
                conteudo.append( linha );//.append( "\n" );
                linha = in.readLine();
                if ( linha != null )
                {
                    conteudo.append( "\n" );
                }
                //  conteudo.append(System.getProperty( "line.separator") );
            }
            in.close();

        } catch ( IOException e )
        {
            System.out.println( e.getMessage() );
        }
        return conteudo;
    }